Miguel Palacios, Lummi´s co-founder, is one of the leading scholars in human Capital Financing. His research has led to the publication of the following books and papers:

- Investing in Human Capital, A Capital Markets Approach to student funding.
Cambridge university press, 2004.

-"Options for Financing Lifelong Learning", World Bank Discussion Papers 2994, 2003.

-"Equity-like Instruments for Financing Education" Cato Institute Policy Analsis paper No. 462.2002.